Banking that fits your life as a Comet.
Fee-free checking, smarter savings, and tools that help you stay on top of your money, so you can focus on school (not your balance).
Proud partner of
The University of Olivet.
From your first semester to life after graduation, Collegiate supports Olivet students build better money habits. With built-in tools, financial education, and accounts designed for your experience, Collegiate makes managing your money more doable and ready for what’s next.
Banking built for Olivet.
Less than 5 minutes to enroll.
Official financial partner for The University of Olivet students.
Join todaySimple, fee-free banking tools that fit your life as a student.
Open accountResources and support that go beyond the classroom.
Learn moreBanking that finally makes sense.
Money can feel confusing, especially when you’re still figuring things out on your own. Collegiate keeps it simple, so you can spend, save, and stay on track without second-guessing everything.
Backed by MSU Federal Credit Union, you get straightforward tools, no hidden fees, and support that helps you build better habits over time.
Backed by MSU Federal Credit Union, you get straightforward tools, no hidden fees, and support that helps you build better habits over time.
Spend easy. Save consistently.
From everyday spending to building savings over time, Collegiate gives you simple tools to manage your money — without adding extra stress to your day.
Fee-Free checking that earns 3.5x the national average
No fees. No stress.
Just checking.
- No monthly fees — so your money stays yours
- Pay friends and move money easily
- See where your money's going
- Use your card anywhere + access cash at ATMs
2.00% APY* Savings Account
Built to grow.
Your rules.
- Earn more on your savings over timed
- Save automatically — even in small amounts
- Set goals and track your progress
- Build savings habits without overthinking it
When aid isn’t enough, we’ll help you figure out the rest.
When aid isn’t enough, we’ll help you figure out the rest.
College is a big investment. If scholarships and federal aid don’t cover everything, a private student loan may help fill the gap. We’ll walk you through your options so you can make a decision that makes sense for you.
Built for you.
Backed by experience.
Collegiate is powered by MSU Federal Credit Union — so your money is secure, federally insured, and backed by a trusted financial institution.
You get the simplicity of a digital experience with the confidence of a long-standing credit union behind it.
More than just banking. An experience designed for students.
Managing money doesn’t stop at your account. Collegiate connects you to tools and resources that help you build better habits, stay organized, and keep moving forward.
Access extra support
Get connected to additional tools and partners designed to support your financial journey.
Build better habits
Access tools that help you stay consistent with saving, spending, and paying down what you owe.
Stay organized
Keep track of your goals, balances, and activity in one place so nothing slips through the cracks.
Learn as you go
Simple, easy-to-follow resources that help you understand how money works — without overcomplicating it. Learn more
Backed by experience.
Collegiate is powered by MSU Federal Credit Union — so your money is secure, federally insured, and backed by a trusted financial institution.
You get the simplicity of a digital experience with the confidence of a long-standing credit union behind it.
What’s Collegiate?
Collegiate is a digital banking app built for student athletes — right now, in season, in school. Whether you’re managing NIL income, covering everyday expenses, or starting to save, Collegiate helps you stay on top of your money without the overwhelm.
With fee-free checking, high-yield savings, spending insights, and financial education built in, it’s simple, secure, and built for how you actually live.
Powered by MSU Federal Credit Union, Collegiate brings you the tech-forward experience you want with the trust and security you need.
Why did Olivet partner with Collegiate?
Olivet College chose Collegiate because we share the same values — community, accessibility, and setting students up for long-term success. Collegiate offers Olivet students fee-free banking, real financial education, and tools built for student life. It’s banking that works as hard as you do.
Is Collegiate safe and secure?
Yes. Collegiate is powered by MSU Federal Credit Union, one of the largest and most trusted credit unions in the country. Your deposits are federally insured up to $250,000 through the NCUA, and the app uses industry-standard encryption to keep your information protected.
What if I have an existing account at MSUFCU?
Great news — you can have both. Collegiate is a separate product built on MSUFCU’s platform, so your existing MSUFCU account stays completely independent. Opening a Collegiate account won’t affect what you already have.
What is a credit union, anyway?
A credit union is a not-for-profit financial institution owned by its members — not shareholders. That means instead of maximizing profits, we reinvest back into better rates, lower fees, and improved services for you. Think of it as banking that actually works in your favor.
How long does it take to open an account?
Less than 5 minutes. Apply directly in the Collegiate app — no paperwork, no branch visit, no hassle.
What if I need help?
We’ve got you. Visit our Help Center for step-by-step guides, or reach out directly through the app. Real support, no runaround.