A CHECKING ACCOUNT
Grab cash, pay friends back, and keep track of your money—all in one place. Fee-free. No confusion.
Grab cash, pay friends back, and keep track
of your money—all in one place.
Fee-free. No confusion.
*APY=Annual Percentage Yield
‡Competitor’s checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate,
as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
*APY=Annual Percentage Yield
‡Competitor’s checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate,
as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
Earn up to 0.25% APY*
That’s more than 3.5x the
national average.‡ No minimum
balance requirements.
No monthly fees.
No overdraft fees either—
so your money stays yours.
Debit card included.
Use it to spend directly from
your account—online, in-store,
or in apps.
Pay anyone. Fast.
Send and receive money — no
awkward reminders needed.
This is your everyday money.
This is your everyday
money.
From coffee runs to splitting rent, your checking account is where your money moves.
We make it easier to see what’s happening—and what to do next.
See where your
money goes.
We break your spending into
simple categories—so you can
actually understand it.
Organize your
money your way.
Group your spending into
categories—rent, food, or
whatever matters to you.
Get paid.
Whether it’s a paycheck or
financial aid, your money
can be deposited automatically—
ready to use.
Tools that help you stay on top
of your money.
Once you know what’s going on, these tools help
you stay in control—and avoid surprises.
Real-time alerts.
Get notified when money comes in or goes out—so nothing catches you off guard.
Swipe to round up.Ω
Pair with a high-yield savings account to round up
your purchases and move the difference to your
savings account—small amounts add up over time.
Plan your spending.
Set simple limits so you don’t accidentally overspend.
Understand your cash flow.
See what’s coming in, what’s going out, and what’s left.
Ω Conditions for cash back and round-up features will be available at account opening.
Tools that help you stay
on top of your money.
Tools that help you
stay on top of your
money.
Once you know what’s going on, these tools help you stay in control—and avoid surprises.
Real-time alerts.
Get notified when money comes in or goes out—so nothing catches you off guard.
Swipe to round-up.Ω
Pair with a high-yield savings account to round-up your purchases and move the difference to your savings account—small amounts add up over time.
Ω Conditions for cash back and round-up features will be available at account opening.
Plan your spending.
Set simple limits so you don’t accidentally overspend.
Understand your cash flow.
See what’s coming in,
what’s going out,
and what’s left.
YOUR MONEY.
RIGHT WHERE
YOU NEED IT.
Check your balance, pay friends, and
move money—all from your phone.
Check your balance, move money, and
track your progress—all from your phone.
Your checking account helps you manage money day to
day. Collegiate also gives you ways to learn, get support,
and build confidence over time.
Your checking account helps you manage money day to day. Collegiate also gives you ways to learn, get support, and build confidence over time.
Learn on your own time
Explore short, simple lessons that explain how money
works—whenever you’re ready.
Learn on your own time
Explore short, simple lessons that explain
how money works—whenever you’re
ready.
Put it into practice
Use what you learn in real life—manage your money,
make decisions, and watch it start to click.
Put it into practice
Use what you learn in real life—manage
your money, make decisions, and watch
it start to click.
Join live sessions
Learn in real time through webinars or in-person events—
ask questions, get answers, and stay engaged.
Join live sessions
Learn in real time through webinars or in-
person events—ask questions, get
answers, and stay engaged.
Understand how it works
Get clear explanations of saving concepts—so you know what you’re doing and why.
You’re figuring out a lot.
Make your money one less thing.
We’ll help you stay on track, build momentum, and feel more confident with every step.
We’ll help you stay on track, build
momentum, and feel more
confident with every step.
Do I get a debit card with an Collegiate checking account?
Yes. All Collegiate checking accounts issue a Visa debit card, providing access to over 30,000 surcharge-free ATMs nationwide through the CO-OP Network. These ATMs allow for fee-free withdrawals,, though using non-CO-OP machines may result in fees from both the operator and AlumniFi.
How do I put money in my Collegiate checking account?
You can add money to your account by quick transfer, mobile deposit, or by setting up direct deposit.
Are there overdraft fees with the Collegiate checking account?
There are no overdraft fees with an Collegiate checking account.
Can I send money with an Collegiate checking account?
Yes! You can send and receive money securely within online banking and the mobile app.
