Fee-Free checking that earns 3.5x the national average

Your money, without
the guesswork.

  • No monthly fees—because you don’t need that right now
  • Build a budget that works for you
  • Grab cash fast with easy ATM access
  • Send requests & get paid back instantly

2.00% APY* Savings Account

Saving gets easier
once it starts.

  • Earn 10X more than the national average-no extra effort required
  • Save automatically—even in small amounts
  • Visualize progress with a custom savings goal
Your money's on the move.
From checking to savings. Easy. +$250.89

Your money.
Right where
you need it.

See what you spend. Save automatically. No extra steps. No confusion.

See what you spend. Save
automatically. No extra steps.
No confusion.

Built for real life on and off campus.

Splitting rent. Late-night food runs. Saving when you can. We make
the money side easier to manage—and easier to understand.

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Pay friends.
Stay friends.

Send money in seconds—
no more clicking, no more awkward texts.

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Save without
thinking about it.

Set it once and let small
amounts build up over time.

See where your
money is going.

Track your spending
clearly, so nothing
sneaks up on you.

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Understand
your money.

Simple tips, real guidance,
and even live support when
you need it—so you’re not
figuring it out alone.

Your money is safe here.

We’ve got you.

Collegiate is backed by MSU
Federal Credit Union and
federally insured by the NCUA—
so your money is protected while
you figure everything else out.
That part’s on us.​

Your money is safe here.

We’ve got you.

Collegiate is backed by MSU Federal Credit Union and federally insured by the NCUA— so your money is protected while you figure everything else out. That part’s on us.​

Real Stories

You’re figuring out a lot.

Your money can be one less thing.

We’ll help you stay on track, build momentum, and feel
more confident with every step.

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