SAVING MONEY
Start small, stay consistent, and watch it build. We make saving simple
—and show you how it works along the way.
Start small, stay consistent, and watch it
build. We make saving simple—and show you
how it works along the way.
*APY=Annual Percentage Yield
†Competitor’s savings account with a 0.19% APY – $2,500 average based on the credit unions national average
rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
*APY=Annual Percentage Yield
†Competitor’s savings account with a 0.19% APY – $2,500
average based on the credit unions national average rate, as
of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
Earn up to 2.00 APY*
Your money grows over time—
just by sitting in your account.
No monthly fees.
That means that everything
you save stays yours.
Save automatically.
Set up recurring transfers or
round-up and we’ll help you build
your savings in the background.
Start with what you have.
No minimum balance—save
whatever you can, whenever
you can.
This is your future money.
This is your future
money.
Your savings account = your “I got me” fund. It’s where you stash money for whatever’s
next—unexpected nights out, future trips, or in case of emergencies.
What is a savings
account?
It’s where you keep money you
don’t plan to spend right away
—so it can grow over time.
How APY* works.
*APY = Annual Percentage Yield.
This is how much your money earns
just for sitting in your account.
Start at zero.
Open a savings account with
whatever you’ve got—even if
that’s nothing yet.
Tools that help you stay
on top of your savings.
Once you know what’s going on, these tools help
you stay in control—and avoid surprises.
Scheduled savings
Move money from your checking to savings account—set it once and you're good to go.
Swipe & save
We round-upΩ your purchases and save the difference when you link your savings to a fee-free checking account.
Savings goals
Set goals and track your progress—so you know what you’re working toward.
Stay consistent
Build your savings over time with simple tools that keep you on track.
Ω Conditions for cash back and round-up features will be available at account opening.
Tools that help you stay
on top of your savings.
Tools that help you
stay on top of your
savings.
Once you know what’s going on, these tools help you stay in control—and avoid surprises.
Scheduled savings
Move money from your checking to
savings account—set it once and
you’re good to go.
Swipe & save
We round-up your purchases and
save the difference when you link
your savings to a fee-free checking account.
Ω Conditions for cash back and round-up features will be available at account opening.
Savings goals
Set goals and track your progress—
so you know what you’re working
toward.
Stay consistent
Build your savings over time
with simple tools that keep
you on track.
YOUR SAVINGS.
RIGHT WHERE
YOU NEED IT.
Check your balance, move
money, and track your
progress—all from your phone.
Check your balance, move money, and
track your progress—all from your phone.
Saving is something you learn over time. Collegiate gives
you ways to understand it, build the habit, and keep going.
Saving is something you learn over time.
Collegiate gives you ways to understand it,
build the habit, and keep going.
Learn on your own time
Explore short, simple lessons that explain how money
works—whenever you’re ready.
Learn on your own time
Explore short, simple lessons that explain
how money works—whenever you’re
ready.
Put it into practice
Use what you learn in real life—manage your money,
make decisions, and watch it start to click.
Put it into practice
Use what you learn in real life—manage
your money, make decisions, and watch
it start to click.
Join live sessions
Learn in real time through webinars or in-person events—
ask questions, get answers, and stay engaged.
Join live sessions
Learn in real time through webinars or in-
person events—ask questions, get
answers, and stay engaged.
Understand how it works
Get clear explanations of saving concepts—so you know what you’re doing and why.
You’re figuring out a lot.
Make your money one less thing.
We’ll help you stay on track, build momentum, and feel more confident with every step.
We’ll help you stay on track, build
momentum, and feel more
confident with every step.
How do I put money in my Collegiate high-yield savings account?
You can add money to your account by quick transfer, mobile deposit, or by setting up direct deposit.
Is there a minimum balance requirement?
No. Collegiate does not require a minimum balance.
Does Collegiate high-yield savings account charge a monthly maintenance fee?
Nope! Collegiate does not charge a monthly account maintenance fee.
Is my money safe with Collegiate?
Collegiate accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
