Rates that deliver.
Current Dividends
Type
APY*
Dividend Rate
Minimum Balance
Valid Through1
Collegiate Savings – Tier 1
Collegiate Savings – Tier 2
Collegiate Savings – Tier 3
1.00%
1.50%
2.00%
1.00%
1.49%
1.98%
None
$25,000.00
$100,000.00
10/04/2026
10/04/2026
10/04/2026
Collegiate Checking – Tier 1
0.25%
0.25%
None
10/04/2026
Collegiate Savings – Tier 1
APY*1.00%
Dividend Rate1.00%
Minimum BalanceNone
Valid Through110/04/2026
Collegiate Savings – Tier 2
APY*1.50%
Dividend Rate1.49%
Minimum Balance$25,000.00
Valid Through110/04/2026
Collegiate Savings – Tier 3
APY*2.00%
Dividend Rate1.98%
Minimum Balance$100,000.00
Valid Through110/04/2026
Collegiate Checking – Tier 1
APY*0.25%
Dividend Rate0.25%
Minimum BalanceNone
Valid Through110/04/2026
Certificates
Type
APY*
Dividend Rate
Minimum Balance
Valid Through1
9 Month
1 Year
18 Month
2 Year
3 Year
4 Year
5 Year
6 Year
4.00%
4.05%
4.15%
4.30%
4.35%
4.35%
4.40%
4.50%
3.93%
3.98%
4.07%
4.22%
4.27%
4.27%
4.31%
4.41%
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
10/04/2026
10/04/2026
10/04/2026
10/04/2026
10/04/2026
10/04/2026
10/04/2026
10/04/2026
9 Month
APY*4.00%
Dividend Rate3.93%
Minimum Balance$1,000
Valid Through110/04/2026
1 Year
APY*4.05%
Dividend Rate3.98%
Minimum Balance$1,000
Valid Through110/04/2026
18 Month
APY*4.15%
Dividend Rate4.07%
Minimum Balance$1,000
Valid Through110/04/2026
2 Year
APY*4.30%
Dividend Rate4.22%
Minimum Balance$1,000
Valid Through110/04/2026
3 Year
APY*4.35%
Dividend Rate4.27%
Minimum Balance$1,000
Valid Through110/04/2026
4 Year
APY*4.35%
Dividend Rate4.27%
Minimum Balance$1,000
Valid Through110/04/2026
5 Year
APY*4.40%
Dividend Rate4.31%
Minimum Balance$1,000
Valid Through110/04/2026
6 Year
APY*4.50%
Dividend Rate4.41%
Minimum Balance$1,000
Valid Through110/04/2026
* Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change after account opening. For current APYs, visit our website at www.collegiatecu.org or call 844-201-9519.
1 All rates are valid through 11:59 p.m. of the date indicated.
1 All rates are valid through 11:59 p.m. of the date indicated.
