Collegiate | Finance made for YOUR future.

Collegiate x Cooley

Bank smarter while you study harder. No fees. No fluff.
Just an app that makes money make sense.

One App.
Everything You Need.

Whether you’re in Lansing, Tampa, or somewhere between outlines and oral
arguments, Collegiate keeps your money easy, smart, and totally mobile.

• No monthly fees

• Securely send and receive money

• Built-in insights to help you spend smarter

• Set custom savings goals—for books, bar prep, or your next big move

• Visa® debit card with Apple Pay®, Google Pay™, and tap-to-pay

• Access to 30,000+ surcharge-free ATMs with the Co-Op Network

• Make transfers, pay bills, and
more—all in one app

Law school is already a lot.
Banking doesn’t need to be.

Banking That Makes Cents.

You’re building your future—we’re just here to help make the financial part easier.
Take control of your money with tools and resources designed for students like you.

Spending and Savings insights

Personalized and automatic guidance

Financial education tools that make sense

Ongoing content drops to help you level up your financial game

Frequently Asked Questions

What’s Collegiate?
Collegiate is an all-in-one money app designed for students. It helps you save smarter, spend confidently, and manage your money with less stress—all from your phone.
No monthly fees. No confusing banking jargon. Just real tools built to fit your life in law school.

Backed by MSU Federal Credit Union, Collegiate combines modern convenience with the safety and support of a trusted financial institution.
Why did Cooley partner with Collegiate?
Cooley is committed to supporting students inside and outside the classroom—including their financial well-being. Collegiate offers Cooley students an all-in-one money app that’s simple, smart, and built for student life.

From saving for bar prep to tracking everyday spending, this partnership helps take the stress out of money—and puts powerful financial tools, tips, and education right at your fingertips.
I go to the Cooley Tampa campus—can I still use Collegiate?
Yes! Collegiate is completely digital. No matter where you’re studying—from Tampa to Lansing or anywhere in between—you’re eligible and can manage everything from your phone or laptop.
What if I need cash?
Need to grab some cash? No problem. As a Collegiate member, you have access to more than 30,000 surcharge-free ATMs across the country through the CO-OP Network. That means you can skip the fees and find a nearby ATM—whether you’re on campus, out of state, or visiting home.

Here’s how to find one:
• Use the CO-OP ATM Locator online
• Call 1-888-SITECOOP (748-3266)
• Or text your location (like an address or zip code) to 91989 and get the nearest options sent to your phone

You can also look for the CO-OP ATM logo next time you’re out and about—it’s your shortcut to fee-free access.
Is Collegiate safe and secure?
Absolutely. Collegiate accounts are held at MSU Federal Credit Union and are fully insured by the NCUA. That means your money is protected up to federal limits and backed by a trusted financial institution.
I’m not from Michigan or Florida. Can I still join?
Definitely. As long as you’re a Cooley Law student, you’re eligible—no matter where you call home.
What is a credit union, anyway?
A credit union is a not-for-profit financial institution that’s owned by its members—that means you. Instead of chasing profits for shareholders, credit unions reinvest in you with better rates, fewer fees, and tools that help you thrive. It’s banking that works for you, not off you.
How long does it take to open an account?
Just a few minutes. The process is fast, fully online, and mobile-friendly. You’ll be up and running before your next coffee break.
What if I need help?
We’ve got you. Collegiate offers live support through phone—plus helpful tools right in the app. Whether you’re sorting out a transaction or just have questions, we’re here to help.

Talk to a person:
Email: support@collegiatecu.org
Call: (844) 201-9519
What if already have an MSUFCU account?
No problem—you can have both! There’s no need to switch or close your MSUFCU account. Collegiate is just another way to manage your money with smart, student-focused tools.