When federal aid doesn’t cover everything, a private student loan can help fill the gap — that’s why we’re here to walk you through it, every step of the way.
Your future is bright.
Let’s make it happen.
When federal aid doesn’t cover everything, a private student loan can help fill the gap—that’s why we’re here to walk you through it, every step of the way.
Close the cost gap.
Get the funding you need for what’s next.
Whether you’re starting college, continuing your education, or helping your student get there, Collegiate has options to help cover the costs federal aid may leave behind.
Undergraduate loans
Cover eligible education expenses like tuition, fees, books, housing, and more.
- Deferred, interest-only, or immediate repayment options
- Auto-pay discount available
- Co-signer release after 36 months of on-time payments
Parent loans
Help your student cover college costs with a loan taken out by you, the parent or eligible sponsor.
- Up to 15-year terms
- Immediate or interest-only repayment options
- No origination fees or prepayment penalties
Graduate student loans
Law school. Med school. MBA. Master’s. Whatever’s next—we’ll help you pay for it.
- Fixed or variable rates
- Repayment terms up to 15 years
- Deferred, immediate, or interest-only payments
- 0.25% auto-pay discount
- Cosigner release after 36 on-time payments
Student loan refinance
Graduated and ready to simplify? Refinance to combine loans or lower your monthly payment.
- Fixed or variable rates
- Repayment terms up to 15 years
- 0.25% auto-pay discount
- Cosigner release after 36 on-time payments
Find the option that fits where you are.
Different loan options are built for different stages. Here’s a simple way to see what might apply to you.
student loans
student loans
loans
or interest-only payments
on-time payments
Here’s how it works.
Applying for a student loan might sound complicated—but we’ll guide you through each step so you always know what’s happening next.
See rates & terms1. Start your application.
Complete your application in just a few minutes—either directly through Collegiate or from a school or lender referral.
2. Get a decision.
We’ll review your application and let you know the outcome—so you can keep moving forward.
3. Membership verification.
If approved, we’ll confirm your Collegiate membership as part of the process.
4. Your school confirms details.
Your school reviews the loan and confirms your enrollment, loan amount, and disbursement timing.
5. Review and accept your loan.
You’ll get an email with access to your borrower portal—where you can review your terms and accept your loan when you’re ready.
6. Funds are sent to your school.
After acceptance and a short review period, funds are sent directly to your school. You’ll be notified when everything is complete.
Here’s how it works.
Applying for a student loan might sound complicated—but we’ll guide you through each step so you always know what’s happening next.
Start your application.
Complete your application in just a few minutes—either directly through Collegiate or from a school or lender referral.
- Get a decision.
We’ll review your application and let you know the outcom—so you can keep moving forward.
- Membership verification.
If approved, we’ll confirm your Collegiate membership as part of the process.
- Your school confirms details.
- Review and accept your loan.
- Funds are sent to your school.
After acceptance and a short review period, funds are sent directly to your school. You’ll be notified when everything is complete.
Backed by partners you can trust.
We work with trusted partners to handle your loan from start to finish.
RevlTek supports the application and approval process, and ZuntaFi services your loan after it’s funded—helping you manage payments and stay on track.
Your loan is funded.
Here’s what comes next.
Your loan is
funded. Here’s
what comes next.
Once your loan is sent to your school, you’ll hear from ZuntaFi, our servicing partner. They’ll help you set up your account, understand your payments, and stay on track.
Manage your loan through ZuntaFi.
Once your loan is set up, ZuntaFi gives you a simple way to stay on top of everything. You’ll have one place to make payments, track your balance, and get support when you need it.
a simple way to stay on top of everything.
You’ll have one place to make payments,
track your balance, and get support when
you need it.
Make payments
Submit one-time payments or schedule them in advance.
Set up auto-pay
Automate your monthly payment to stay on track and avoid missed deadlines.
View balances and statements
Access your current balance, payment history, and official statements anytime.
Get personalized support
Connect directly with your assigned ZuntiFi account representative for questions or assistance.
You’re in. Welcome to your borrower portal.
Your portal is managed by ZuntaFi, our loan servicing partner.
Borrower Portal Access
Get StartedYour borrower portal provides secure, 24/7 access to manage your loan, allowing you to review your balance, make or schedule payments, enroll in auto-pay, and update your communication preferences.
Payment Reminders
Apply nowYou will receive reminders before each due date, delivered by text or email according to your selected communication preferences.
Statements
Let’s goYour statement frequency depends on your repayment plan, with monthly statements for immediate or interest-only repayment and semi-annual statements issued in April and October for deferred repayment.
Is your degree paying off?
College isn’t cheap—so it’s fair to ask what you’re actually getting out of it. This tool shows you the real value of your degree based on your major, costs, and future earnings, so you can see if it adds up.
Are these federal student loans?
No. These are private student loans designed to supplement federal aid, scholarships, and grants.
Do I need to use federal aid first?
Yes. Private student loans are best used after you’ve explored federal student aid options.
Can I apply with a cosigner?
Yes. A cosigner may help you qualify or receive better rates. Cosigner release is available after 36 on-time payments.
When do payments start?
That depends on the repayment option you choose: deferred, immediate, or interest-only.
Where do I manage my loan after it’s funded?
Where do I login to make payments?
GET STUDENT LOAN HELP
Contact RevlTek
To speak with our student loan partner, please call:
800.645.8070
Monday–Friday | 8:00a.m.–6:00p.m.
