We’ve partnered with NMU to give you the tools to figure out your money—without feeling behind.
Official Financial Partner of Northern Michigan University.
Banking Built for Right Now
You’ve got a lot going on, practice, class, travel, friends, repeat. Your banking shouldn’t be another thing to deal with. Collegiate is built for students who want their money to move as fast as they do.
Nobody Teaches You Money. So We Do.
- Learn
Articles, videos, quizzes, and tools.
- Track
See where your money goes.
- Save
Set goals and build habits.
- Grow
Checking and savings accounts that earn.
Banking Built for Student Life.
- Grab cash fast with three on-campus ATMs—plus access to 30,000+ surcharge-free CO-OP. Network ATMs nationwide.
- Transfer funds or pay friends and family.
- Build a budget that works for you.
- Funds are safe and secure. Collegiate is Federally Insured by the NCUA.
Nobody Teaches You Money. So We Do.
Learn
Articles, videos, quizzes, and tools.
Track
See where your money goes.
Save
Set goals and build habits.
Grow
Checking and savings accounts that earn.
Banking Built for Student Life.
- Grab cash fast with three on-campus ATMs—plus access to 30,000+ surcharge-free CO-OP. Network ATMs nationwide.
- Transfer funds or pay friends and family.
- Build a budget that works for you.
- Funds are safe and secure. Collegiate is Federally Insured by the NCUA.
Parents and Families: Give Them a Strong Financial Start
From managing everyday spending to setting savings goals, Collegiate gives students the tools and guidance to start building healthy financial habits that can last a lifetime.
Helping Pay for College?
Whether you’re helping cover tuition, housing, books, or other educational expenses, Collegiate offers student and parent loan options designed to help families navigate the cost of higher education.
Parents and Families: Give Them a Strong Financial Start
From managing everyday spending to setting savings goals, Collegiate gives students the tools and guidance to start building healthy financial habits that can last a lifetime.
Helping Pay for College?
Whether you’re helping cover tuition, housing, books, or other educational expenses, Collegiate offers student and parent loan options designed to help families navigate the cost of higher education.
Visit Us on Campus
Digital when you want it. In person when you need it.
Beginning Fall 2026, you’ll find Collegiate in the Northern Center, where students can access account support, attend financial education sessions, and connect with resources designed to help them build financial confidence.
Coming Fall 2026
• Collegiate campus space
• Financial education sessions
• Three on-campus ATMs”
Frequently asked questions
- What’s Collegiate? Collegiate is an all-in-one money app designed for students. It helps you save smarter, spend confidently, and manage your money with less stress—all from your phone. No monthly fees. No confusing banking jargon. Just real tools built to fit your life in school. Backed by MSU Federal Credit Union, Collegiate combines modern convenience with the safety and support of a trusted financial institution.
- Why did Northern Michigan University partner with Collegiate? Northern Michigan University is committed to supporting students inside and outside the classroom—including their financial well-being. Collegiate offers Northern Michigan University students an all-in-one money app that’s simple, smart, and built for student life.
From saving for bar prep to tracking everyday spending, this partnership helps take the stress out of money—and puts powerful financial tools, tips, and education right at your fingertips.
- I go to the Northern Michigan University Tampa campus—can I still use Collegiate? Yes! Collegiate is completely digital. No matter where you’re studying—from Tampa to Lansing or anywhere in between—you’re eligible and can manage everything from your phone or laptop.
- What if I need cash? Need to grab some cash? No problem. As a Collegiate member, you have access to more than 30,000 surcharge-free ATMs across the country through the CO-OP Network. That means you can skip the fees and find a nearby ATM—whether you’re on campus, out of state, or visiting home.
Here’s how to find one: Use the CO-OP ATM Locator online (https://co-opcreditunions.org/locator/?ref=allco-op.org&sc=1), call 1-888-SITECOOP (748-3266), or text your location (like an address or zip code) to 91989 and get the nearest options sent to your phone. You can also look for the CO-OP ATM logo next time you’re out and about—it’s your shortcut to fee-free access.
- Is Collegiate safe and secure? Absolutely. Collegiate accounts are held at MSU Federal Credit Union and are fully insured by the NCUA. That means your money is protected up to federal limits and backed by a trusted financial institution.
- I’m not from Michigan or Florida. Can I still join? Definitely. As long as you’re a NMU student, you’re eligible—no matter where you call home.
- What is a credit union, anyway? A credit union is a not-for-profit financial institution that’s owned by its members—that means you. Instead of chasing profits for shareholders, credit unions reinvest in you with better rates, fewer fees, and tools that help you thrive. It’s banking that works for you, not off you.
- How long does it take to open an account? Just a few minutes. The process is fast, fully online, and mobile-friendly. You’ll be up and running before your next coffee break.
- What if I need help? We’ve got you. Collegiate offers live support through phone—plus helpful tools right in the app. Whether you’re sorting out a transaction or just have questions, we’re here to help.
Email: support@collegiatecu.org Call: (844) 201-9519
- What if I already have an MSUFCU account? No problem—you can have both! There’s no need to switch or close your MSUFCU account. Collegiate is just another way to manage your money with smart, student-focused tools.
Finance Made for YOUR Future.
Collegiate Credit Union
3777 West Road
East Lansing, MI 48823
Contact Us
Support
Routing Number
072486885
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 201-9519 for assistance.
Collegiate is a custom digital credit union created by Michigan State University Federal Credit Union. Conditions for cash back and round-up features will be available at account opening.
Copyright © 2025 Collegiate, a trade name of Michigan State University Federal Credit Union. All rights reserved.
*Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change.
Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APY = Annual Percentage Yield. View our Privacy Notice and read our disclaimer regarding links to other sites.
†Competitor’s savings account with a 0.19% APY – $2,500 average based on the credit unions national average rate, as of 12/26/2025, as reflected on NCUA Credit Union and Bank Rates.