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No fluff. Just facts.
Get help paying for school.

College is expensive. We won’t sugarcoat it.
Collegiate Student Loans help cover what federal aid doesn’t—so you can focus on school,
not stressing about money. Fast decisions. Flexible repayment. Real support.

• Rates & Terms        • Returning Borrower? Login

Loan Options

Undergraduate Student Loans

Cover tuition, housing, books, and living expenses while you’re in school.

What you get:

  • Fixed or variable rates
  • Repayment terms up to 15 years
  • Deferred, immediate, or interest-only payments
  • 0.25% auto-pay discount
  • Cosigner release after 36 on-time payments

 

Apply Now

Graduate Student Loans

Law school. Med school. MBA. Master’s. Whatever’s next—we’ll help you pay for it.

What you get:

  • Fixed or variable rates
  • Repayment terms up to 15 years
  • Deferred, immediate, or interest-only payments
  • 0.25% auto-pay discount
  • Cosigner release after 36 on-time payments
  • 1% origination fee

 

Apply Now

Parent Loans

When family helps pay for college, it shouldn’t be complicated.

What you get:

  • Fixed or variable rates
  • Repayment terms up to 15 years
  • Immediate or interest-only payments
  • 0.25% auto-pay discount

 

Apply Now

Student Loan Refinance

Graduated and ready to simplify? Refinance to combine loans or lower your monthly payment.

What you get:

  • Fixed or variable rates
  • Repayment terms up to 15 years
  • 0.25% auto-pay discount
  • Cosigner release after 36 on-time payments

 

Apply Now

Plan Smarter Before You Borrow.

Before you borrow, do a little homework. These tools help you plan with confidence—no guesswork required.

Explore:

  • College cost comparisons
  • Scholarship opportunities
  • Paying for college
  • Life during and after school
  •  
College Planning 101
Search for Scholarships
Compare Colleges

How It Works

Here’s what to expect—from application to funding and repayment.

  1. Apply Online
    Complete the online application in just a few minutes. You can apply directly through Collegiate or from a school or lender referral.
  1. Get a Credit Decision
    A credit decision is typically made quickly so you can move forward without unnecessary delays.
  1. Membership Verification
    Once approved, we’ll verify your Collegiate membership as part of the process.
  1. School Certification
    Your school is sent a request to certify the loan and confirm disbursement dates and amounts.
  1. Review and Accept Your Loan
    When certification is complete, you’ll receive an email directing you to the borrower portal to review and accept your loan terms and disclosures online.
  1. Funds Are Sent to Your School
    After acceptance and the required review period, funds are disbursed directly to your school. You’ll receive an email notification on the date(s) funds are sent.

After Your Loan Is Disbursed

Once your loan is funded, you’ll receive a welcome letter from ZuntaFi, our loan servicing partner.

Through ZuntaFi, you can:

  • Make payments
  • Set up auto-pay
  • View balances and statements
  • Contact a dedicated account representative for support
  • You’ll be assigned an account representative and provided a direct phone number for questions.

Managing Your Loan:

  • Log in to your borrower portal anytime to review your balance, make payments, or enroll in auto-pay
  • Receive reminders before payments are due so there are no surprises

Payment reminders:

  • You’ll receive a text message or email (based on your communication preference)
    • 3 days before your payment due date
    • On the day your payment is due


Statements:

  • If you choose immediate or interest-only repayment you’ll receive monthly statements
  • If you choose deferred repayment, you’ll receive semi-annual statements (April and October)

About Collegiate Student Loans

Collegiate Student Loans are offered through our partnership with RevlTek, a trusted student lending provider that helps power the application, approval, and loan experience.

After disbursement, your loan is serviced by ZuntaFi, where you’ll manage payments and receive ongoing support throughout the life
of your loan.

Questions?

To speak with our student loan partner, RevlTek, give them a call:

📞 888.959.3880
🕘 Monday–Friday | 8:00 a.m.–5:00 p.m.
✉️ Need help with applying? Email us at CollegiateCU@curevl.com
✉️ Need help with servicing your loans? Email us at service@zuntafi.com

Frequently Asked Questions

  1. Are these federal student loans?
    No. These are private student loans designed to supplement federal aid, scholarships, and grants.

  2. Do I need to use federal aid first?
    Yes. Private student loans are best used after you’ve explored federal student aid options.

  3. Can I apply with a cosigner?
    Yes. A cosigner may help you qualify or receive better rates. Cosigner release is available after 36 on-time payments.

  4. When do payments start?
    That depends on the repayment option you choose: deferred, immediate, or interest-only.

  5. Where do I manage my loan after it’s funded?
    Through ZuntaFi, your loan servicer.

  6. Where do I login to make payments?
    You can login to your account here.

Membership required. Collegiate Student Loans are offered through a partnership with RevlTek and are not federal student loan programs. Terms, rates, and eligibility requirements apply. See Rates and Terms.

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