Stash
YOUR cash

A Collegiate Savings account pays more than 18X the national average.^†

NGL… that’s a lot of extra money in your pocket.

^†Competitor’s savings account with a 0.20% APY – $2,500 average based on the credit unions national average rate, as of 06/28/24, as reflected on NCUA Credit Union and Bank Rates.

What could you do with an extra $180 a year?^§

Not to put anyone on blast, but some banks charge a ton of fees just to hold your money for you. Keep more of your money with you when you open your Collegiate account.

No monthly fees
30,000+ surcharge-free CO-OP Network ATMs
No overdraft fees
Earn money on your money

^§Survey: “ATM fees hit record high while overdraft and NSF fees fell sharply.”

TIME TO LEVEL UP

Stay on top of your finances with Collegiate Checking and Savings accounts made just for you.

Crush your goals

Collegiate Checking and Savings accounts are packed with features and resources designed to give your finances a glow-up:

Get Spending Insights

Track what goes in and out of your accounts in real-time, and stay on budget with personalized insights right on your account dashboard.

Set Savings Goals

Take the stress out of saving! Create custom goal folders, then set aside your extra cash to save for what’s most important to you–automatically!

Grow Your Financial Knowledge

Get free access to FinStart and financial blogs, podcasts, quizzes, and calculators, all created by certified financial educators for students like you.

Keep Your Money Safe

Collegiate accounts are held at Michigan State University Federal Credit Union, where savings are federally insured to at least $250,000 by the NCUA.

Get going. Get Collegiate.

Open your Collegiate Checking and High-Yield Savings accounts today.

Finance Made for YOUR future.

Connect with us:

Collegiate is a custom digital credit union created by Michigan State University Federal Credit Union. Conditions for cash back and round-up features will be available at account opening. Funds are insured up to $250,000 through MSUFCU, member NCUA.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 201-9519 for assistance.

Federally Insured by NCUA.

Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites.

*Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change.

Stash YOUR cash

What could you do with an extra $180 a year?§