Welcome Back,
Comets!

¹New Collegiate Credit Union members who open a Collegiate Student Bundle between 8/1/24 and 10/31/24 will receive a $20 bonus in their Collegiate Savings account. The bonus will be paid within 45 business days of account opening. A Collegiate Student Bundle includes a Collegiate Savings account and a Collegiate Checking account with a VISA Debit Card. The minimum balance required to open a Collegiate account is a membership share of $5.00. Visit collegiatecu.org/studentwelcome for complete details.

² The Collegiate Student Bundle Scratch-Off Ticket Sweepstakes begins at midnight ET 8/1/24 and ends at 11:59 p.m. ET 10/31/24. Entrants will receive ONE electronic Scratch-Off Ticket when they activate a Collegiate Student Bundle between 8/1/24 and 10/31/24. Entrants will also receive ONE additional electronic Scratch-Off Ticket for completing each of the following tasks: completing and submitting the Collegiate Financial Check-In Survey at collegiatecu.org/studentwelcome between the dates of 8/1/24 and 10/31/24; following Collegiate Credit Union’s profile on Instagram, Facebook, and/or LinkedIn between the dates of 8/1/24 and 10/31/24. Verification of social media follows will be made using entrant’s submission of their Instagram, Facebook, and/or LinkedIn handle via the Collegiate Financial Check-In Survey. Prizes offered via the electronic Scratch-Off Ticket vary but may include Apple AirPods, VISA gift cards, The University of Olivet merchandise, and Credit Union promotional items. All electronic Scratch-Off Tickets offer one prize per ticket. Winners will be notified both via the email address on their Collegiate account and their electronic Scratch-Off Ticket between the dates of 11/1/24 and 11/8/24. Prizes can be redeemed on The University of Olivet’s campus or via postal mail before 12/1/24. The Credit Union provides no warranty relative to a prize. Prizes may not be substituted or transferred except at the discretion of the Credit Union. Winner is responsible for applicable taxes and costs related to use of prize. Employees, Board members, and Supervisory Committee members of the Credit Union and affiliated CUSOs, and any promotion sponsors, are not eligible. No purchase necessary to enter, nor will a purchase improve chance of winning. Eligible participants may also enter by sending a 3” x 5” card with sweepstakes name and your name, address, phone number, and email address to: Collegiate Credit Union, ATTN: Marketing Department Collegiate Student Sweepstakes, 3777 West Rd., East Lansing, MI 48823. For full promotion details, visit collegiatecu.org/studentwelcome. This promotion is not sponsored by or associated with any other organization, including any social media platform where the promotion is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

FULL DETAILS

Official Collegiate Student Bundle Scratch-Off Ticket Sweepstakes Rules

Please read these rules carefully. Within these rules, the words “we,” “us,” and “our” refer to Collegiate Credit Union (Credit Union). The words “you” and “your” refer to any eligible participant in this promotion. By participating in this promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD

The Collegiate Student Bundle Scratch-Off Ticket Sweepstakes begins at midnight ET 8/1/24 and ends at 11:59 p.m. ET 10/31/24.

ELIGIBILITY

This promotion is open to anyone who opens a new Collegiate Credit Union account and activates a Collegiate Student Bundle between 8/1/24 and 10/31/24. Entrants will receive ONE electronic Scratch-Off Ticket when they activate a Collegiate Student Bundle between 8/1/24 and 10/31/24. A Collegiate Student Bundle includes a Collegiate Savings account and a Collegiate Checking account with a VISA Debit Card. Entrants will also receive ONE additional electronic Scratch-Off Ticket for completing each of the following tasks: completing and submitting the Collegiate Financial Check-In Survey at collegiatecu.org/studentwelcome between the dates of 8/1/24 and 10/31/24; following Collegiate Credit Union’s profile on Instagram, Facebook, and/or LinkedIn between the dates of 8/1/24 and 10/31/24. Verification of social media follows will be made using entrant’s submission of their Instagram, Facebook, and/or LinkedIn handle via the Collegiate Financial Check-In Survey. No purchase is necessary, nor will a purchase improve an individual’s chance of winning. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible.

WINNER SELECTION/ODDS

Winners will be notified both via email and their electronic Scratch-Off Ticket between the dates of 11/1/24 and 11/8/24. Electronic Scratch-Off Tickets offer one prize per ticket.

HOW TO ENTER

Participants will receive ONE electronic Scratch-Off Ticket both via the email address on their Collegiate account and their electronic Scratch-Off Ticket for completing each of the following tasks between 8/1/24 and 10/31/24: opening a Collegiate Student Bundle; completing and submitting the Collegiate Financial Check-In Survey at collegiatecu.org/studentwelcome; following Collegiate Credit Union’s profile on Instagram, Facebook, and/or LinkedIn between the dates of 8/1/24 and 10/31/24. Alternatively, an eligible participant may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: Collegiate Credit Union, ATTN: Marketing Department Collegiate Student Sweepstakes, 3777 West Rd., East Lansing, MI 48823

We are not responsible or liable for:

• Lost, late, illegible, mutilated, or misdirected entries,

• Entries not received in time for the selection of the winner,

• Technical hardware or software needed to enter,

• Lost or unavailable network connections that impair or prevent entry, or

• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user’s ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES

Prizes offered via the electronic Scratch-Off Ticket vary but may include Apple AirPods, VISA gift cards, The University of Olivet merchandise, or Credit Union promotional items. Prizes range in actual retail value between $4.00 and $80.00. Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner’s receipt or use of the prize, and have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner.

GENERAL CONDITIONS

We reserve the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond our control, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at our discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. We reserve the right to disqualify any entrant if we suspect that their actions affect the integrity of the promotion or if the entrant fails to remain in good standing with us.

We maintain the right to change or modify these rules at any time without notice. We are not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant’s agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION

If you have any questions, please contact us at: Collegiate Credit Union, ATTN: Marketing Department Collegiate Student Sweepstakes, 3777 West Rd., East Lansing, MI 48823.